A single monthly payment to help with living costs.

What it is:

Replaces six previous benefits: Income Support, Housing Benefit, Jobseeker's Allowance, Income-related Employment and Support Allowance, Working Tax Credit, and Child Tax Credit.

Based on your household's income and circumstances.

Who can claim:

– People aged 18-64 (with few exceptions) living in the UK. – Those on a low income or out of work. – People unable to work due to illness or disability.

How it works:

– Apply online or by phone. – Your claim is assessed based on your income and needs. – You receive a monthly payment, with additional amounts for specific circumstances (e.g., children). – Your payment may change if your income or circumstances change.

Key features:

Monthly payments: Instead of receiving several benefits on different schedules, you get one payment. Conditionality: Claimants may need to take steps to find work or increase their earnings to continue receiving full benefits.

Online account: Manage your claim, report changes, and see your payment schedule.

Things to consider:

– Applying can be complex, and support is available.

– The system has faced criticism for delays, sanctions, and difficulties for some claimants.

– Rules and conditions can be complex, so it's important to understand your eligibility and responsibilities.

Official government website


: https://www.gov.uk/universal-credit/how-to-claim